SoFi Crypto is/was a great product. My speculation is that SoFi would continue to offer it had there not been regulatory pressure. I'm guessing we'll see a new SoFi Invest "Collection" of crypto spot ETFs once those funds to come to market. Perhaps an on-going referral program with Blockchain also, but no indication of that today. SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an... Deposits up to 1k clear instantly (you’re allowed to clear more if you have a balance) and the buys are within the next trading day. It’s very simple to understand and use. I use it for a regular brokerage account and am happy thus far. No management fee is nice. Nothing wrong with 10 dollars either. They both offer fractional shares for ETFs and a Roth IRA, so no major gain or loss there. They both offer a 2% flat credit card. Where SoFi does better: SoFi's interest is better for the cash management account. SoFi is far better for loans (student loans, personal loans, and home loans). I can afford a high payment but not everyone can afford the payment schedule for only 3 years. Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's.Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/Michael Vi SoFi (NASDAQ:SOFI) stock is becoming increa... InvestorPlace - Stock Market N...The evaluation period is 30 days. You'll get the bonus the day after, regardless of how much was deposited. 3. [deleted] • 1 yr. ago. they told me 3-4 weeks, also I'd like to point out that a 25day evaluation period is BULLSHIT, alot of people get paid bi-weekly which means only 2 weeks income will be evaluated. It should be 30 days.I talked to SoFi customer service once regarding the transfer of my investment portfolio from Stash. I recall the guy being pleasant, informative, and sounded like somebody from my neighborhood, not an overseas call center. My interaction with SoFi has been positive so far. Other than the Ally credit card, I’ve had no experience with Ally bank.The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636r/sofi. • 5 yr. ago. cubiclegangstr. SoFi Money & Lending - A Review. Save & Spend. Title should read: SoFi Money & Invest - A Review. I'm not going to spend a ton of time going over the …When I used Mint it was way worse than Personal Capital. Relay has some minor connection issues, but no worse than the other 2. I just don't know if Relay would be the best thing for you since it is pretty sparse currently as it is really new for SoFi. Its budgeting feature isn't as detailed as Mint. Honestly, if you are really into tracking ... SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very safe places to hold your money for ~10% right now. r/sofi_orantes: Sub Reddit dedicado a la Tiktoker Souf_oh,aquí pueden publicar contenido sobre ella. Skip to main content. Open menu Open navigation Go to Reddit Home. r/sofi_orantes A chip A close button. Get app Get the Reddit app Log In Log in to Reddit.SoFi offers easy access to Crypto as an asset class for investment. If you would like exposure to Crypto, in a similar way that you might invest in a stock or bond fund, SoFi Crypto offers that. You can buy and sell with a couple taps inside the app. SoFi manages the storage and security for you. On the back end, your SoFi Crypto trades are ...When I used Mint it was way worse than Personal Capital. Relay has some minor connection issues, but no worse than the other 2. I just don't know if Relay would be the best thing for you since it is pretty sparse currently as it is really new for SoFi. Its budgeting feature isn't as detailed as Mint. Honestly, if you are really into tracking ...Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025. 60-75$ is my guess estimate by 2025.. 24. It looks like SoFi is the BEST MARKETED bank. They are marketing a lot of perks which you may or may not necessarily need. You could consider depositing into brokerage CDs at your brokerage. You'll have a pretty good number of choices from multiple banks. You can sell CDs at a premium when rates eventually go down. Switched to Sofi for the 4% interest rate and to get the $250 new account bonus, but only because I recently got a job that pays through direct deposit. Otherwise, very similar functionality. Both do buckets/vaults for savings, similar interest rates, e-check deposits, etc. Ally recently raised their money market account to 4% and doesn't require direct deposit.The SoFi Member Rewards program is now open to all SoFi members. Once you enroll in the app, you'll earn points when you make moves toward financial independence. Points are redeemable for pieces of stock, SoFi loan payments, or SoFi Credit Card statement credits. Thanks again to all the members who beta tested the rewards program. SoFi Checking and Savings perks are so underrated. I’ve been banking with them since 2019. Things I love: -2 day early paycheck(the own the technology”Galileo”) -No overdraft or minimum balance fees -Vaults and autopilot (awesome feature) -Current APY 2.50%* -Easy and Accesible way to contact customer service. -3% SoFi Credit card for having direct deposit in first year. Some states (like NY) are excluded, and residents of those states are being forced to sell their SoFi Crypto holdings. What a clown show. As a New York State resident, you are unable to transfer to Blockchain. So you are just forced to … Hi all! I'm currently using Fidelity for my investing but I've been especially enamored by SoFi and all of its services under one roof and I'm greatly considering using SoFi Invest for my investment and retirement needs. For me, I'm just looking to buy and hold shares and putting monthly money in for retirement and maybe towards index funds/ETFs. Alternatively, get a bottom of the barrel Brick and Mortar account deposit cash into that account at their ATM, add it to SoFi, and do a transfer. Folks are making it sound much more time intensive than it really is. In the rare chance I do add money at a Walmart, it takes 5 mins in and out. 1. Flashy-Sky2462. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 31K Members. 91 Online. Top 3% Rank by size. r/Scams.Official SoFi Referral Thread (Fall 2019) Due to the rules of r/SoFi, No referral links should be shared with the exception of those posted on this thread.Please post your link (and only your link) here. Please do not add anything that makes your link stand out and please do not comment on others links.To get your SoFi debit card number you need to connect your SoFi Account to Samsung Wallet. Then click your SoFi Card, hit account, then click account details, then debit card, then view card information. It should show all your card information from number to expiration to CVV. You can screenshot this page just incase this changes in the future.They reported Revenue of $272.01 million for the 3rd quarter of 2021 which is a 35.5% increase from the same prior-year period. SoFi beat estimates by $16.38M. Furthermore, they added 377,000 new members which is the second-highest quarterly increase in the company's history. That being said, SoFi looks to be a potential buy. Still have my loan with them. curly-hair07. • 3 yr. ago. Trust me I came in with the same hesitancy and skepticalism but I had such a great experience with them and saved a ton of money by dropping my rates to 4% while with them! (From 12%!). There’s no catch. I felt the same way. Customer service is so nice. If you are new to the SoFi Money community, welcome! Enjoy unlimited fee-free ATM withdrawals at over 55,000 AllPoint In-Network ATMs domestically and abroad. For all Allpoint ATM locations, please use our ATM finder located in the "More" quick action button on the Money tab of the SoFi website and app. Ant10117. •. Your statement is true for APR (annual percentage rate) but 5% annual percentage yield (APY) is 5% growth so $1,000 would become $1,050 after one year either way. SoFi takes your daily balance and calculates the interest (based on the APR not APY) but they do not apply that interest to the account until the end of the month ... Looking for those with SoFi Money that may have disputed a transaction—how long did it take to get resolved for you? I opened a dispute to a transaction on 11/30 and was told I would be notified in 10 days of an outcome. I followed up after 10 days because SoFi didn’t reach out with an update, and I was then told it could take between 30-45 ... SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... 14 votes, 50 comments. true. We’re excited to introduce SoFi Plus, our new premium membership that’ll help you make the most of your money every day.. At the initial rollout you’ll access SoFi Plus by setting up and maintaining direct deposit, which will unlock the existing direct deposit benefits along with new perks like 2x rewards points. 6 Mar 2022 ... It took me three calls + chat to resolve an issue. Each CS rep gave me new advice what needed to be done. Had the first provided what the last ... Sofi checking pays 2.5% APY. Ally I think .10%. Ally has had a ton of fraud issues with their debit cards the past few months. Sofi seems to process ACH transfers faster. Sofi savings APY is a little higher and usually increases before Ally. I was an Ally customer for over a year until the debit card stuff started and Ally pretty much denied ... Resurrecting an older post, but I borrowed $63K from SoFi, took right at a week from start to being funded. According to Credit Karma, my credit scores were around 630, but the disclosure from SoFi had me in the low 700's. Using the funds to consolidate CC debt, will save over $12K in interest alone. r/personalfinance. true. Find the latest SoFi Technologies, Inc. (SOFI) stock quote, history, news and other vital information to help you with your stock trading and investing.Discussion. Hi. I’m a new sofi member (Banking) who’s set up their account but i’m trying to add an external bank account so i can transfer money out if i need to since i’m using Sofi for my direct deposit but i’m unable to link the external account manually. When i try to link it, it goes to Plaid but when i click the “X”, it ...14 Nov 2023 ... World class customer support · You can pull up your most recent statement. · If you go to contribute for via the 'add cash' button online, on&...There truly are no downsides to using our Vault feature and is up to your discretion whether you use the feature or not. With Vaults, we allow SoFi Checking and Savings members to organize and categorize their funds into separate groupings so if you like to have that capability, then the Vaults feature would be the plus side of banking with SoFi.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. They released earnings for Q3 on November 10. They reported Revenue of $272.01 million for the 3rd quarter of 2021 which is a 35.5% increase from the same prior-year period. SoFi beat estimates by $16.38M. Furthermore, they added 377,000 new members which is the second-highest quarterly increase in the company's history. For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that.Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here.Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. Alternatively, get a bottom of the barrel Brick and Mortar account deposit cash into that account at their ATM, add it to SoFi, and do a transfer. Folks are making it sound much more time intensive than it really is. In the rare chance I do add money at a Walmart, it takes 5 mins in and out. 1. Flashy-Sky2462. Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. If you have large taxable account and large margin balance then that is going to be the primary cost. On a $200k margin balance a 0.25% difference is $500. On edit: found it. The margin interest rate for debit balances in margin accounts is currently 3.0% as of 6/1/22 until 7/27/22. On 7/28/22 the margin interest rate will increase to 4.5%. 1.On CNBC’s "Mad Money Lightning Round," Jim Cramer said SoFi Technologies Inc (NASDAQ:SOFI) is "not working. I don’t k... On CNBC’s "Mad Money Lightning...The only thing I prefer about SoFi is vaults, “modern” and that’s about it. Schwab has way better customer service 24/7) and has better features/tools/fills for investing in equities. Plus it’s checking account has zelle (although not implemented amazingly) and has unlimited ATM reimbursements worldwide. Schwab is ok.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.Sofi is better than Ally. Ally has some advantages, but I hate that it does not allot VPNs. Try accessing your money overseeas. Discover has some good options, but Sofi is better. InvestingGatorGirl. • 1 yr. ago. I only have SOFI, but my favorite aspect is trading. For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. 19 Oct 2022 ... 30 votes, 25 comments. 33K subscribers in the sofi community. The official subreddit of SoFi. Get your money right, all in one app. The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... When using your SoFi Money account as the funding source, the money is available in your SoFi Invest account right away. Active investing is pretty slick. All buy and sell orders are currently market orders, no support for limit orders yet. The UI for buying and selling is quick and easy to use. Swipe, buy, done. SoFi $300 bonus qualification sanity check Discussion I'm planning to open a SoFi Checking & Savings account to get the $300 bonus and 1.25% APY and hoping to get confirmation on my understanding of the fine print, which says "The Evaluation Period is defined as 30 days from the date your first Qualifying Direct Deposit is received." I talked to SoFi customer service once regarding the transfer of my investment portfolio from Stash. I recall the guy being pleasant, informative, and sounded like somebody from my neighborhood, not an overseas call center. My interaction with SoFi has been positive so far. Other than the Ally credit card, I’ve had no experience with Ally bank.The evaluation period is 30 days. You'll get the bonus the day after, regardless of how much was deposited. 3. [deleted] • 1 yr. ago. they told me 3-4 weeks, also I'd like to point out that a 25day evaluation period is BULLSHIT, alot of people get paid bi-weekly which means only 2 weeks income will be evaluated. It should be 30 days.I switched from Chase to SoFi. I am happy I did. I still maintain my Chase account and have 20% of my direct deposit go into chase and 80% go into sofi. I Still want a physical location to go into sometimes. SoFi customer service can be very hit or miss, but really only impacts you if you are needing it. Lots of options and customizations.If only there was a way to fund my account with $500 or more…. Banking. 1. Sort by: CricketThin1531. • 32 min. ago. Set up direct deposit…. 33K subscribers in the sofi …This subreddit acts as customer service almost and people only come here to complain about problems they’re having. So every person who has an issue immediately floods the Reddit. SoFi has over 6 million users happily using their services daily and that’s not going to change. 44. Ok_Rabbit_8808.SoFi changed their routing number to Bancorp recently and the transition was annoying. Though SoFi did their best to make sure the transition was as smooth as possible (props to SoFi for enabling the old routing number again for stimulus deposit). Other complaints include: You are limited to 5 external accounts.I came to sofi from Simple since they were bought out and are retiring what I think was a pretty singular banking experience. Sofi is ok so far, but pretty overwhelming. I would love being able to link a transaction to a vault instead of transferring money. I use vaults for budgeting and it’s annoying to take those extras steps. The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... 20 Feb 2024 ... SoFi members can file their 2023 tax returns and receive refunds electronically into their SoFi Checking & Savings accounts. A limited number of ...SoFi. Good news—our APY is increasing again! 🎉. Updates. SoFi Checking and Savings members can now earn 4.30% APY on all savings and Vault balances.*. Members with direct deposit will also keep earning 1.20% APY on their checking account balances. For members without direct deposit, you’ll keep earning the same 1.20% APY on all your cash.A website’s welcome message should describe what the website offers its visitors. For example, “Reddit’s stories are created by its users.” The welcome message can be either a stat... Support availability depends on the product. Not sure about banking, but I know SoFi Money support options are chat or phone only, Mon-Thu 4am-9pm PT, Fri-Sun 4am-5pm PT. GrundleChunk. • 2 yr. ago. As of late it’s terrible IMO, Was better years ago but you always have to go up a notch the front line people stink! The company reported net income of $48 million, a first since SoFi went public. The leadership team thinks that by 2026, earnings per share will total $0.63 at the midpoint of …SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are willing to take on in your investments. Equities by their nature are risky, some more than others. SoFi …Yes make the switch. I have 62k in SoFi for about a month. My money is still there lol. Checks take a while to clear. I think it was because my check was for 25k. Cash deposit I think you can't because they don't have a physical bank. Idk I don't even use cash. Reply reply. Real-Power385.WellEndowedDragon. •. It depends on how quickly you hit $5k in direct deposits, since that’s the threshold for the max bonus. At the slowest, it will be 2-3 weeks after the initial 30-day evaluation period (so about 45-50 days after your first direct deposit). At the quickest, if you’re lucky enough to take home $5k+ per paycheck, it’ll ...Metro express shuttle service to SoFi Stadium is FREE, but normal fares apply for regular Metro Bus and Rail service and parking fees at Metro Park & Ride lots . The following Metro Bus lines also offer service to SoFi Stadium and operate all year long: Metro Bus Line 115 (Manchester Av), Line 117 (Century Bl) and Line 212 (La Brea Av/Prairie ...Click BANKING, then MORE.... then click DEPOSIT CASH on left bar (there's a FIND location button to search your area there) " Add cash to your account at one of 90,000+ retailers nationwide. Just tell the cashier you want to deposit cash. You’ll hand them the cash, swipe your debit card, and typically within two hours, your funds will be ... SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very …SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very …In this video, I will cover the recent updates regarding SoFi Technologies (SOFI 0.71%). *Stock prices used were from the trading day of March 15, 2024. The video was …Since the target is 20s and 30s, that is a long tailwind. Sofi has been refinancing people's student loans for the better part of a decade. Every student from the last decade is aware of them even if they never used them. Gonna be hard for square to suck up that name recognition without a shit ton of money and time. It looks like SoFi is the BEST MARKETED bank. They are marketing a lot of perks which you may or may not necessarily need. You could consider depositing into brokerage CDs at your brokerage. You'll have a pretty good number of choices from multiple banks. You can sell CDs at a premium when rates eventually go down. Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... 4 Feb 2024 ... Yes, investing is free with SoFi. Note: I believe there is a waiting period after you set up direct deposit before you actually get the benefits ...Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025. 60-75$ is my guess estimate by 2025.. 24.You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available.SoFi stock has disappointed investors so far in 2021, but the company is set to grow in wholesale and retail banking markets. SoFi stock looks ready to grow, but it's still a lende...SoFi Bank, N.A. is a digital experience powered by the SoFi app featuring SoFi Checking and Savings accounts that allow you to save, spend and earn cash-back all in one place. Members can earn up to the highest APY on their Checking and on Savings with active direct deposit. Members without direct deposit will still earn interest on Checking ...SoFi is a despac that is currently unprofitable and trading 50% below it's initial stock price. It has no plans to become profitable. Every venture it's made in the past year has been to integrate services in a way to harvest data and it's become so egregious and obvious that I don't know why anyone would say "Wells Fargo is less trustworthy than SoFi."SoFi Stadium is the home of the Los Angeles Chargers and the Los Angeles Rams. The state-of-the-art stadium re-imagines the fan experience and will host a variety of events year round including Super Bowl LVI in 2022, the College Football Championship Game in 2023, and the Opening and Closing Ceremonies of the Olympic Games in 2028.Reddit sofi
Get app Get the Reddit app Log In Log in to Reddit. Expand user menu Open settings menu. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; ... Everbank vs Sofi vs Milli . Advice I've been doing research and I feel like all of these banks have mixed reviews. Everbank: 5.15% Milli: 5.50% Sofi: 4.6%ACH transfers SoFi initiate may be free but larger transfers can take several days, up to a week to fully clear and show as balance. You'll get a small amount the first day, some more in another fee days, and the majority of the balance in about 5 work days. For comparison imagine if you transfer $100K and already qualify for the 2% savings ...SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very …For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that.You could deposit your Sofi savings in the BIL ETF through Sofi invest. It's a short term treasury ETF that is basically a money market. If you do the depositing to Sofi invest automatically as 50+ dollars up to 3 times a week, you will get Sofi rewards points (50 basic, 100 plus) as well. Dividend yield is 4.58 for BIL right now.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SoFi stadium yesterday…this is class!🇺🇸. 719 40. Find the best posts and communities about SoFi Stadium on Reddit.Good news—our APY is increasing again! 🎉. SoFi Checking and Savings members can now earn up to 4.60% APY on all savings and Vault balances.*. For members without direct deposit, you’ll keep earning up to 1.20% APY on savings and Vault balances. Nice!InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/Michael Vi SoFi (NASDAQ:SOFI) stock is becoming increa... InvestorPlace - Stock Market N...There truly are no downsides to using our Vault feature and is up to your discretion whether you use the feature or not. With Vaults, we allow SoFi Checking and Savings members to organize and categorize their funds into separate groupings so if you like to have that capability, then the Vaults feature would be the plus side of banking with SoFi.Keep it classy, be respectful to Sofia and your fellow Redditors Submissions and comments that are abusive, harassing, sexually explicit, or inappropriate are removed and can result in a ban: no "jerkoff" posts, comments, or usernames. This is a zero-tolerance insta-ban rule. Users who post in the jerk-off subs may not post here. I use SOFI for my primary CC and for investing, too. All in all, having a single place to manage my stuff with clean and easy to navigate menus and what not has been great. lowlybananas. •. Main drawback is you can't export transactions. So if you use budgeting software everything has to be manually entered. If you have large taxable account and large margin balance then that is going to be the primary cost. On a $200k margin balance a 0.25% difference is $500. On edit: found it. The margin interest rate for debit balances in margin accounts is currently 3.0% as of 6/1/22 until 7/27/22. On 7/28/22 the margin interest rate will increase to 4.5%. 1.ADMIN. I analyzed $SOFI so you don't have to. Company Analysis. SOFI Technologies, Inc. is an online personal finance company. They provide a range of lending and wealth management …SoFi Bank—the banking subsidiary of online financial services company SoFi—offers one bank account: the *. This combined checking and savings account pays competitive yields and comes with ...So I am trying to get my SoFi money account all up and running and the account is open the debt card is on its way. When I try to add money to my account it says the “external bank account can not be linked to your Sofi money account”. Here’s the thing though, it is the same account that I have been using to fund my SoFi investing account ...InvestorPlace - Stock Market News, Stock Advice & Trading Tips It’s no surprise that SoFi Technologies (NASDAQ:SOFI) stock has performed... InvestorPlace - Stock Market N...When I used Mint it was way worse than Personal Capital. Relay has some minor connection issues, but no worse than the other 2. I just don't know if Relay would be the best thing for you since it is pretty sparse currently as it is really new for SoFi. Its budgeting feature isn't as detailed as Mint. Honestly, if you are really into tracking ...Since the target is 20s and 30s, that is a long tailwind. Sofi has been refinancing people's student loans for the better part of a decade. Every student from the last decade is aware of them even if they never used them. Gonna be hard for square to suck up that name recognition without a shit ton of money and time.So to get $50 you have to have at least one $1000 direct deposit from a payroll provider before Dec 31st. This is outrageous but according to how it is written, to get $250 you have to have direct deposits totalling $5000 within a 25 day window before Dec 31st that all have to be over $1000. So a $4999 direct deposit and another $999 direct ...SoFi members with Qualifying Deposits can earn 4.50% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation …SoFi Bank—the banking subsidiary of online financial services company SoFi—offers one bank account: the *. This combined checking and savings account pays competitive yields and comes with ...I talked to SoFi customer service once regarding the transfer of my investment portfolio from Stash. I recall the guy being pleasant, informative, and sounded like somebody from my neighborhood, not an overseas call center. My interaction with SoFi has been positive so far. Other than the Ally credit card, I’ve had no experience with Ally bank. Not in a few years more like at least 5+ , and realistically more, $100 a share would give it like 100 billion valuation, that’s puts it near other legacy banks, banks like capital one market cap only 54bill. Don’t expect share buy backs they owe too much money. Realistically - 5 years. SoFi’s exit from crypto comes alongside increased scrutiny by the Fed. In August, the central bank launched a novel activities supervision program to oversee firms’ activities related to digital assets and blockchain technology. Crypto trading launched on SoFi in 2019, but it never proved a significant revenue driver.Hi everyone! I've been doing some research between SoFi and Fidelity and I wanted to know what you all think of these two brokerages. I know Fidelity is part of the Big 3 "adult" investing houses while SoFi is part of the up and coming FinTech crowd. I know both are poised for the long term. But I'm wondering if for investments and a Roth IRA ...SoFi is making on average between $12.36 and $14.14 revenue per member in the financial services. On top of that, lending is adding between $235.61 and $384.99 revenue per member (All these numbers are per quarter and per member in FS and member in lending, based on Q3). You are also underestimating how much interest SoFi is getting. Executabull.Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit.Sort by: aaron8466. • 1 yr. ago. SoFi is fine for student loan refinancing. They offered me a slightly lower rate than Earnest or PenFed. Unless something's changed, there's no minimum finance charge and I paid mine off early with no issues. IIRC SoFi was offering a $300 bonus for refi too. Might be too late for a referral link tho otherwise ... It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ... Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... Reddit, often referred to as the “front page of the internet,” is a powerful platform that can provide marketers with a wealth of opportunities to connect with their target audienc...26 Dec 2023 ... Thanks for visiting our sub! We're happy to answer any general SoFi questions or concerns. For your security, please don't share personal ...This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years. Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.SoFi stock has disappointed investors so far in 2021, but the company is set to grow in wholesale and retail banking markets. SoFi stock looks ready to grow, but it's still a lende...This question is about the SoFi Credit Card @CLoop • 03/15/22 This answer was first published on 03/15/22. For the most current information about a financial product, you should al...SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are willing to take on in your investments. Equities by their nature are risky, some more than others. SoFi …15 Dec 2023 ... Hi, Vaults are earmarked savings goals you can set up within your SoFi savings account! These aren't separate accounts but an extension of ...22 Sept 2023 ... Please do not pay a fee to use a bank! The best advice I can give is to use SoFi, or any other savings paying 4.3-5.3% and keep a bigger branch ...Los Angeles Chargers Open Up Team’s Locker Room for a Robb Report Luxury Wine Experience. Deep in the bowels of SoFi Stadium, an unlikely luxury event took place on …And we’re aiming ALL the way up: Let’s make tax season something you actually, impossibly, look forward to. Through Tax Day, get a 2% match on your SoFi IRA contributions* (up to the annual contribution limits). So on top of already saving toward retirement, you’re also getting an extra 2% on every dollar you put in. That’s a pretty ...SoFi has not yet fully implemented Zeller to their app and has not affiliated with Zeller network as of today. Honestly I do not know what takes SoFi so long to implement new features like Zelle, it's important to a lot of people. You can use unofficial the Zelle app and sign up, then use your SoFi debit card I believe it as a weekly limit of $500.1. Tisleet. • 7 mo. ago. Usually for Illenium sets I am front and center. For Denver I chose 100 seats because I went to his coliseum show and had to stand for 6 hours, it was miserable. I enjoyed the 100 seats, would do it again if I were going to LA. Close proximity to beer vendors and restrooms. 1.Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc... It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ... MichaelMidnight. •. Yeah! I really love the ease of use. I mean on one hand there's the traditional stalwart of Fidelity but I keep coming back to SoFi. sergeantturnip. •. Yeah totally agree, I use Td Ameritrade for my Roth and taxable account but SoFi is pretty cool with the social investing side as well. I’ve gotten quite a few of my ...Thanks for visiting our sub! We’re happy to answer any general SoFi questions or concerns. For your security, please don’t share personal information in the sub. If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. SoFi has better interest as mentioned, including significantly better in checking. While that's great if you have six figures or upper five figures in savings, it makes a small difference for lower amounts. Features for Capital One: Deposits at CVS locations. Currently it's difficult and costly to deposit cash into SoFi, some $3-$5 a transaction. 27 Jan 2024 ... That's the SOFI way sadly. They don't have any real fraud team etc like other real major banks. So any issues that pop up your fault or not they ...It syncs my transactions from SoFi via Finicity. The connection has been down now for over 2 weeks with no resolution in sight. EveryDollar says it's a change that SoFi has made that broke the connection. I rely on my budgeting software to keep my families expenses in check, but I haven't been able to do any budgeting in over two weeks.SoFi’s exit from crypto comes alongside increased scrutiny by the Fed. In August, the central bank launched a novel activities supervision program to oversee firms’ activities related to digital assets and blockchain technology. Crypto trading launched on SoFi in 2019, but it never proved a significant revenue driver. Support availability depends on the product. Not sure about banking, but I know SoFi Money support options are chat or phone only, Mon-Thu 4am-9pm PT, Fri-Sun 4am-5pm PT. GrundleChunk. • 2 yr. ago. As of late it’s terrible IMO, Was better years ago but you always have to go up a notch the front line people stink! Thank you for your submission to r/SoFi. As a reminder, please do not share personal information or other sensitive information on this community. r/SoFi is unofficial, should you need immediate assistance please utilize our help thread to find the most relevant contact.When I used Mint it was way worse than Personal Capital. Relay has some minor connection issues, but no worse than the other 2. I just don't know if Relay would be the best thing for you since it is pretty sparse currently as it is really new for SoFi. Its budgeting feature isn't as detailed as Mint. Honestly, if you are really into tracking ...Alternatively, get a bottom of the barrel Brick and Mortar account deposit cash into that account at their ATM, add it to SoFi, and do a transfer. Folks are making it sound much more time intensive than it really is. In the rare chance I do add money at a Walmart, it takes 5 mins in and out. 1. Flashy-Sky2462.Buying and selling securities is not free. So how do these brokers plan to make money? Online lender Social Finance is rolling out a slew of new features, from commission-free brok...Some states (like NY) are excluded, and residents of those states are being forced to sell their SoFi Crypto holdings. What a clown show. As a New York State resident, you are unable to transfer to Blockchain. So you are just forced to …I came to sofi from Simple since they were bought out and are retiring what I think was a pretty singular banking experience. Sofi is ok so far, but pretty overwhelming. I would love being able to link a transaction to a vault instead of transferring money. I use vaults for budgeting and it’s annoying to take those extras steps.SoFi Daily Chat - January 04, 2024. General Discussion. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.The SoFi Member Rewards program is now open to all SoFi members. Once you enroll in the app, you'll earn points when you make moves toward financial independence. Points are redeemable for pieces of stock, SoFi loan payments, or SoFi Credit Card statement credits. Thanks again to all the members who beta tested the rewards program.1 Mar 2024 ... I only know about them because of people complaining about them on reddit. Seems wise to avoid them. Upvote 1. Downvote Reply reply. Weber eg1