Feb 1, 2024 ... Buy smarter with CHOICE membership. Join CHOICE. Or Learn more. product finder benefit trust. Reviews and ratings you can trust.Travel medical insurance is always a good idea for international travel, and when visiting Bali, there are also regional medical implications to consider.Forbes Advisor India analyzed more than 50 travel insurance plans are scored them on the basis of these key considerations: Coverage for Medical Needs (20%): These include medical evacuation ...3 days ago · Best Overall: Travelex offers two main travel insurance plans: Travel Basic and Travel Select.The company offers a U.S.-specific Travel America plan as well. Plus, Travelex lets you tailor your ... Read our Travelers auto insurance review to learn about the coverages, customer service, pricing, and more that Travelers offers and whether it fits your ...Consumer Affairs only gave Travelers Auto Insurance two out of five stars. However, this low rating is only based on 46 reviews in the past year. Since unhappy ...The Zebra gives Travelers a 4.0/5 rating based on price, customer service, coverage and financial strength. See how Travelers compares to other top insurers and …The Advantages of Placing U.S. and Global Business Insurance Policies with a Single Carrier. Placing domestic and international business insurance with one carrier offers many advantages. Explore the benefits of having one carrier, including one insurer to contact and an easier claim process. 5 minutes. For Agents and Brokers.If you’re a Travelers customer and need help determining if you need to file a homeowners claim or how to go about it, you can call Claim Customer Services at 800.252.4633 and indicate you need help making an informed decision on whether to file a claim. Sources.Mar 5, 2024 · Our analysis found an average rate of $143 a year for $15,000 worth of personal property coverage. Renters insurance from Travelers costs significantly more than that. Source: Quadrant Information ... Travelers Insurance offers home, auto, recreational, and other insurance for comprehensive coverage at affordable rates across the US. However, it may be more …Being an environmentally friendly driver is good for your wallet. If you own or lease a hybrid car, you could save on your Travelers auto insurance with a ...Pay your business insurance bill, monitor your account and sign up for automatic recurring payments - all online. Make a one-time payment with Express Pay. Make a payment without logging in. Other payment options. Mailing address, pay by phone, etc.Discounts. Travelers Pet Insurance offers a 10% discount for multi-pet insurance policies, as well as a 10% discount for current Travelers policyholders. However, it should be noted that this Travelers policyholder discount is not available in to those looking for pet insurance in Florida, Hawaii, Minnesota, and Tennessee.Jan 3, 2024 · Travelers has low-cost car insurance for many driver types—from good drivers to those with a speeding ticket on their records. It also has many optional coverage offerings, making it a good... Generali Global Assistance Travel Insurance Cost. We priced out a 9-day trip to two European countries for a healthy 34-year-old solo traveler from Texas staying in hotels and traveling by plane ...Nationwide, Erie, Travelers and USAA are the best car insurance companies for 2024, according to Forbes Advisor’s analysis. See our other top picks.Travelers has competitive rates for most drivers and earns 4.5 stars in our rating of the best cheap car insurance. The average cost of a Travelers car insurance …In terms of customer satisfaction, Travelers is especially high performing in certain regions, like New York, where it earned a score of 861 out of 1,000 points in the 2021 J.D. Power Auto Insurance Study. In other regions like the Mid-Atlantic and Florida, Travelers earned a score just under industry average.4.2 Reviews Score Score is based on company’s customer experience, financial stability, and coverage options.; A AM Best Rate AM Best rates insurance providers creditworthiness. Ratings are based on the provider’s ability to follow through with a payout when a consumer files a claim. $50K–$250K Medical Coverage Medical …Travelers offers low-cost car insurance for many driver types, with optional coverage options such as accident forgiveness, new car replacement, gap insurance and diminishing deductible. It …Oct 30, 2023 · According to the Insurance Information Institute's estimates, the average premium for homeowners insurance is $1,272 annually. Some customers report higher than average pricing, but Travelers ... Getting a car insurance quote helps you identify which coverages are basic, which are optional and what they’ll cost. We’ll answer your questions and help you choose based on your needs. It’s one of the helpful, straightforward services so …The company received high marks for financial strength and overall satisfaction from customers. Ratings. Metric ...Finding the right insurance coverage can be a daunting task. With so many options available, it can be difficult to know which one is right for you. That’s why Progressive Insuranc...The Best Travel Medical Insurance for Visitors to the U.S. Atlas America – Best Overall. Patriot America Lite – Best for Cost. Patriot America Plus – Great for Trip Interruption Insurance ...The Xplorer Premier plan from GeoBlue is a good choice for long-term travelers seeking travel health insurance that applies anywhere in the world. This plan is offered on an annual basis for ...Start a Quote*. or call to get a quote* 1-866-522-1338 Continue a quote. Find an agent. Protect the things that matter most. Get a Travelers homeowners insurance quote. Home insurance is important. But that doesn’t mean it has to be complicated. Here at Travelers, we’ve simplified the quote process so that you can get your free home ...3 days ago · Best travel insurance companies of 2024. WorldTrips: Best travel insurance. Travel Insured: Best for emergency evacuation. TravelSafe: Best for missed connections. Aegis: Best for traveling with a ... Travelers is one of the top 10 writers of personal insurance in the United States, offering a wide variety of personal and business insurance options, as well as …WorldTrips Travel Insurance. Get quotes. compare policies and rates with SquareMouth Travel Insurance. Insider’s Rating 4.83/5. Perks. Trip cancellation coverage for up to 100% of the trip cost ...On average, a Travelers premium for full coverage is $1,447, or $324 less than the national average, according to Bankrate. Time of day: When you drive can be as important as how you drive. Speed: Keep your speed in check so you have more time to react. Acceleration: Smooth acceleration is easier on your car and good for your score. Braking: Drivers who anticipate situations have fewer hard brakes. Travelers Insurance offers home, auto, recreational, and other insurance for comprehensive coverage at affordable rates across the US. However, it may be more …or call to get a quote* 1-866-522-1338 Continue a quote. Find an agent. Protect your car and get peace of mind. Get a car insurance quote. Getting an auto insurance quote should …When you’re planning a vacation, affordability is typically part of the equation. After all, even if you use reliable budgeting tips and score a great deal on travel insurance, tra...Travelers offers home insurance with various coverage options and discounts, but has the highest rates among the companies analyzed by Forbes. Learn …Oct 25, 2023 ... Travelers Business Insurance Reviews ... Travelers Companies Inc. is not accredited by the Better Business Bureau but maintains an A rating with ... Compare and quote travel insurance today. Get a quote Or, call 1-855-347-3939. Compare the best travel insurance plans for your trip with comprehensive & specialized coverage. Plus, there's a Best Prices Guarantee and Money Back Guarantee. Cost (25% of score): We analyzed the average cost for each travel insurance policy for trips to popular destinations: Couple, age 30 for a Mexico trip costing $3,000. Couple, age 40, for an Italy ...Feb 27, 2024 · The cost of a multi-trip policy will primarily depend on the coverage levels included and your age. Travelers. Average annual travel insurance cost. Two travelers age 30. $554. One traveler age 40 ... 10 miles. 25 miles. 50 miles. Reset. Apply & Search. Use our locator to find an agency near you. — or —. browse our directory. Search Travelers agencies to learn more about home, auto, business and renters insurance and contact us today.Feb 3, 2024 · Travelers Auto Insurance Review. Our team rates Travelers auto insurance a 9.5 out of 10 and names it Best for Most Drivers. The company is our top pick for vehicle coverage and comes with perks ... Getting a car insurance quote helps you identify which coverages are basic, which are optional and what they’ll cost. We’ll answer your questions and help you choose based on your needs. It’s one of the helpful, straightforward services so …When you’re planning a vacation, affordability is typically part of the equation. After all, even if you use reliable budgeting tips and score a great deal on travel insurance, tra...First, make sure your travel insurance offers a high coverage limit on your medical expenses. A good company will provide up to $100,000 USD in coverage care, though more expensive policies will cover you for higher amounts. The maximum coverage limit you can find is around $2,000,000 USD, though I’m not sure why you would ever need a limit ...World Nomads' standard plan is $79. It's a great option for travelers who don't care about some of the extra benefits that the Explorer package covers, like rental car coverage and extreme ... As the nation’s original travel insurance comparison site, InsureMyTrip has over 20 years of experience connecting travelers like you with the best policy for your trip. Our simple quote process helps you choose the right coverage by comparing top plans from trusted providers. And if you need help, our licensed insurance agents can assist you ... Best for spontaneous travelers: AIG Travelguard. AIG is a leading global provider of insurance for both individuals and businesses. Its Travelguard “Essential” plan offers $15,000 of emergency ...Travelers Personal Insurance PO BOX 660307 Dallas, TX 75266-0307. Investor Relations: Travelers Attn: Shareholder Services One Tower Square Hartford, CT 06183. Business Insurance Payments: Travelers CL Remittance Center PO BOX 660317 Dallas, TX 75266-0317. Consumer Affairs (Complaints): Travelers3 days ago · Best travel insurance companies of 2024. WorldTrips: Best travel insurance. Travel Insured: Best for emergency evacuation. TravelSafe: Best for missed connections. Aegis: Best for traveling with a ... When you’re looking for life insurance, one of the coverage options available is whole life. With whole life insurance, the insured person is covered for the remainder of their lif...Good option for frequent travelers thanks to its annual multi-trip policies; A check mark. It indicates a confirmation of your intended interaction. Doesn't increase premium for trips longer than ...Lost luggage. Travel insurance can help cover expenses stemming from lost or stolen luggage. This is especially useful if an airline loses your bags, as it can be very difficult to get them to pay for lost luggage. In the United States, the Department of Transportation (DOT) requires airlines to compensate fliers up to $3,300 for lost baggage.Travelers homeowners insurance is available in all 50 states, and according to AM Best, the company’ Financial Strength Rating is A++. On YouGov.com’s authority, …Traveling is one of life’s greatest pleasures, but it can also come with its fair share of risks. From lost luggage to medical emergencies, unexpected events can quickly turn a dre... Compare and quote travel insurance today. Get a quote Or, call 1-855-347-3939. Compare the best travel insurance plans for your trip with comprehensive & specialized coverage. Plus, there's a Best Prices Guarantee and Money Back Guarantee. Sep 18, 2023 ... Does Travelers have good customer service? When it comes to customer service, Travelers received some of the best ratings in our survey. Survey ...Travelers homeowners insurance is available in all 50 states, and according to AM Best, the company’ Financial Strength Rating is A++. On YouGov.com’s authority, Travelers is the 24th most popular insurance brand, with 71% of people being familiar with the company.. The company has been accredited with the Better Business Bureau (BBB) …Casual travelers who don’t plan to carry a balance will find good value in the Capital One Venture Rewards Credit Card earnings rate. And if you appreciate the skip-the-line perks of TSA ...Insurance is one of the most crucial things to have. Having insurance can protect you and your family from surprises that could make you broke. Because of this, everyone should hav...Nationwide – Good for Usage-based or Mileage-based Insurance. USAA – Best for Military Members & Veterans. American Family – Best for Low Level of …AAA offers several different travel insurance plans that can help you cover trip delays or medical emergencies. ... This is a good fit for domestic travelers who already have health coverage in ...Travelers home insurance is an especially good pick for homeowners who've had a lapse in coverage because it doesn't require prior insurance on the home to qualify. This is rare, as most companies won't insure homes that went a period of time (as little as a month even) without homeowners insurance.Here are our picks for the best travel credit cards of 2024, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card. No annual fee: Bank of ...Jan 2, 2024 · Trawick’s Safe Travels Single Trip plan: This plan offers up to $75,000 in medical coverage and $350,000 for emergency medical evacuation, including coverage for Covid. “Cancel for any reason ... Travelers Insurance has a good reputation in the insurance industry. Not only are its rates competitive (and, in some cases, lower than its competitors), Travelers …Travelers offers good home and auto insurance coverage, but you will pay more for it. You can lower those auto prices with discounts, and you will have access to a wide range of extra coverages, such as …AAA offers several different travel insurance plans that can help you cover trip delays or medical emergencies. ... This is a good fit for domestic travelers who already have health coverage in ...Cost (25% of score): We analyzed the average cost for each travel insurance policy for trips to popular destinations: Couple, age 30 for a Mexico trip costing $3,000. Couple, age 40, for an Italy ...Jan 3, 2024 · Travelers offers home insurance with various coverage options and discounts, but has the highest rates among the companies analyzed by Forbes. Learn about Travelers' pros and cons, banned dog list, and Quantum Home 2.0 policy. 4.2 Reviews Score Score is based on company’s customer experience, financial stability, and coverage options.; A AM Best Rate AM Best rates insurance providers creditworthiness. Ratings are based on the provider’s ability to follow through with a payout when a consumer files a claim. $50K–$250K Medical Coverage Medical …Travel insurance is a must have for traveling the world and keeping peace of mind. This applies whether you are traveling for fun or taking a business trip to another area. The ben...Travel insurance pays covered expenses when a traveler's trip is interrupted or has to be canceled, if a traveler gets sick or injured, or if their luggage is delayed, damaged, or lost. Travel insurance may even cover flight delays and cancellations, or missed connections. The GEICO Insurance Agency, Inc. has teamed up with Berkshire Hathaway ... Welcome to Travelers. Log in to securely access and manage your account. USER ID . Password Travelers in need of assistance worldwide can tap into AXA’s extensive international network of assistance services. AXA Assistance USA’s Platinum plan (above) is its highest-rated plan ...Travel accident insurance: accidental death or dismemberment coverage of up to $100,000 (up to $1,000,000 for common carrier travel). Emergency medical and dental benefits: up …This Faye travel insurance review finds the company prides itself on offering a fully-digital experience. This digital push means its consumers can buy a policy, submit claims, and receive payouts ...Is Travelers a good insurance company? Travelers Insurance may be a good company for you if you value having a wide array of policy options to choose from. … With Travelers, you have the worry-free coverage to protect what matters most to you: your home, your car, your business, the important things in life. Because protecting your valuables is key to your peace of mind. Our innovation and expertise have made us an industry leader in personal, business and specialty insurance. Many people dream of having a perfect smile, but misaligned teeth can prevent that from becoming a reality. Braces help straighten teeth but are notoriously expensive — even more s...Is travelers insurance good
Typically, home insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace an appliance as a result of normal wear and tear. 2 minutes. Tips and Resources for Insuring Your Home.This travel insurance policy covers all travel insurance basics such as medical coverage, trip cancellation and lost luggage. Look at it as the entry-level “classic cover” if you like. The plan may be able to offer; Emergency Medical and Emergency Dental Coverage up to $10,000 and $50,000 for Medical Evacuation.TravelInsurance.com helps you compare plans from the world's leading travel insurance providers. Our comparison engine allows you to easily decipher plan benefits and coverage while choosing the right travel insurance policy for your trip. You can quote, compare and buy in just a few minutes and receive your policy confirmation and documents ...6 days ago · Best travel insurance category. Company winner. Best overall. Berkshire Hathaway Travel Protection. Best for emergency medical coverage. Allianz Global Assistance. Best for travelers with pre ... Finding the right insurance coverage can be a daunting task. With so many options available, it can be difficult to know which one is right for you. That’s why Progressive Insuranc...If you answered yes to one or more of these questions, you should consider filing a claim. This will help us begin collecting the information needed to resolve your claim efficiently. If you have questions about filing a claim, call Claim Customer Services at 1-800-252-4633 or contact your agent. You can also ask about filing a claim for damage ...Contact AGA Service Company at 800-254-8300 or 9950 Mayland Drive, Richmond, VA 23233, or [email protected]. Whether you're traveling internationally or within the United States, AAA members have access to travel insurance which could help with non-refundable costs if you have to cancel your trip.That concludes my Seven Corners Travel Insurance review; I hope it helped everyone get the right travel insurance. In a nutshell, traveling is quite expensive and comes with its share of risks and issues. Invest in a good insurance plan to make sure you don’t lose your hard-earned savings to an accident or a mishap and turn your trip into a ...Cost (25% of score): We analyzed the average cost for each travel insurance policy for trips to popular destinations: Couple, age 30 for a Mexico trip costing $3,000. Couple, age 40, for an Italy ...Travelers Review Summary. Travelers is a good insurance company overall, earning a 4.2/5 rating from WalletHub editors, above-average scores from organizations such as J.D. Power, and an accreditation from the Better Business Bureau (BBB) in 2010. In addition to auto insurance policies, Travelers offers coverage for properties, businesses ...CoverTrip advises its customers that travel insurance plans cost between 4 to 10% of the total trip cost. So if you’re spending $5,000 on a European tour, your insurance could be anywhere from ...Finding the right insurance provider can take a lot of research. With so many options available, it can be difficult to know where to start. Fortunately, Progressive Insurance make...Non-life insurance policies provide coverage to protect consumers against the risk of their insurance premiums. These types of policies are more common in European countries. Insur...Tin Leg offers nine different travel insurance coverage policies. Prices vary for each depending on your itinerary and trip costs, but as an example, we searched for plans using a sample itinerary ...Travel insurance is a must have for traveling the world and keeping peace of mind. This applies whether you are traveling for fun or taking a business trip to another area. The ben...Cost (25% of score): We analyzed the average cost for each travel insurance policy for trips to popular destinations: Couple, age 30 for a Mexico trip costing $3,000. Couple, age 40, for an Italy ...Mar 7, 2024 · Travelers Auto Insurance Reviews. BBB Travelers auto insurance reviews: While the BBB's official rating for Travelers is A, customer reviews for the carrier's coverage are an average of only 1.11 out of 5. J.D. Power Travelers car insurance reviews: J.D. Power awarded Travelers auto insurance a below-average rating for claims satisfaction in 2021. In an effort to save money and enjoy a flexible, freer way to connect with nature, many people take the opportunity to head out on road trips using recreational vehicles (RVs), cam...The median premium price for Travelers is $20 per month for a two-bedroom, 1.5-bathroom property that measures 1,000 to 1,999 square feet. The policy includes $25,000 in contents coverage ...Vacation rentals are a unique type of property. They’re not their owners’ primary residences — but their owners may choose to live or vacation in them occasionally while renting th...Travelers Car Insurance Review for 2022. By KBB Editors 12/10/2021 4:00pm. Travelers Insurance is one of the largest auto and home insurance providers nationwide. In this …Contact AGA Service Company at 800-254-8300 or 9950 Mayland Drive, Richmond, VA 23233, or [email protected]. Whether you're traveling internationally or within the United States, AAA members have access to travel insurance which could help with non-refundable costs if you have to cancel your trip.Get a 20% discount with Travelers when bundling policies, such as home and auto insurance. In our Travelers insurance review, we highlight the company's A++ rating by A.M. Best and AA rating by S&P, with positive customer reviews focusing on their user-friendly online platform and reliable service. UPDATED: Dec 6, 2023 Fact Checked.Is Travelers Insurance Good? Yes, Travelers car insurance can be an excellent option for most drivers. This is because the company offers one of the widest ranges of discount and coverage options ...John Hancock is a highly rated travel travel insurance company, best for solo or couples’ travel. It’s medical emergency coverage is best for low-risk, touring trips for one or two people. Compare rates. 4.2 Reviews Score Score is based on company’s customer experience, financial stability, and coverage options.Get 20 per cent off annual European travel insurance for your first policy, and 10 per cent off if you have another insurance policy with the provider. LV. 15 per cent discount when you buy travel ...Sep 18, 2023 ... Does Travelers have good customer service? When it comes to customer service, Travelers received some of the best ratings in our survey. Survey ...Good medical coverage ($20,000) Good medical evacuation coverage ($100,000) Trip delay ($150/day $500 max) Baggage delay/personal effects ($700) PetPlan – PetPlan insurance covers your pet in the United States and Canada and costs as little $8/month for $20,000 in annual coverage.Nationwide – Good for Usage-based or Mileage-based Insurance. USAA – Best for Military Members & Veterans. American Family – Best for Low Level of …Non-life insurance policies provide coverage to protect consumers against the risk of their insurance premiums. These types of policies are more common in European countries. Insur...Travelers homeowners insurance is available in all 50 states, and according to AM Best, the company’ Financial Strength Rating is A++. On YouGov.com’s authority, …Travelers is one of the top 10 writers of personal insurance in the United States, offering a wide variety of personal and business insurance options, as well as …Typically, home insurance policies cover appliances lost or damaged due to a covered incident, such as a fire or lightning strike. But they don’t cover the cost to repair or replace an appliance as a result of normal wear and tear. 2 minutes. Tips and Resources for Insuring Your Home. Travel with confidence knowing that your travel insurance also provides 24/7 travel and emergency assistance. You can relax and enjoy your vacation knowing that help is just a phone call away should you need assistance 1-844-246-8470. Don’t let an unexpected event interfere with your vacation; let a travel insurance plan help protect you ... The best family travel insurance for your trip will depend on your family's specific needs and concerns. Using a policy comparison tool is a good way to decide.The Advantages of Placing U.S. and Global Business Insurance Policies with a Single Carrier. Placing domestic and international business insurance with one carrier offers many advantages. Explore the benefits of having one carrier, including one insurer to contact and an easier claim process. 5 minutes. For Agents and Brokers.or call to get a quote* 1-866-522-1338 Continue a quote. Find an agent. Protect your car and get peace of mind. Get a car insurance quote. Getting an auto insurance quote should …Fast. Free. Why You Can Trust The MarketWatch Guides Team Travelers Auto Insurance Our team rates Travelers auto insurance a 9.5 out of 10 and names it …Mar 29, 2023 ... IMG offers various travel medical insurance policies for travelers, as well as comprehensive travel insurance policies. For a single trip of ...Feb 15, 2024 ... Travelers auto insurance average $99/mo. Read our Travelers auto insurance review to learn about its average rates, claims handling, ...For international trips, consider the Premium travel insurance plan from Generali. This tier of coverage includes the following: Trip cancellation coverage up to 100% of the trip cost. Trip ...Forbes Advisor India analyzed more than 50 travel insurance plans are scored them on the basis of these key considerations: Coverage for Medical Needs (20%): These include medical evacuation ...Your free home history report. We help you understand the history of major work and renovations for the home you plan to buy. OpenHouse helps you go beyond the paint and staging. Get your report. Homeowners insurance can help protect your home and the things you've worked hard to build. Learn about home insurance and get a quote from Travelers.Dec 2, 2021 · Travelers homeowners insurance is available in all 50 states, and according to AM Best, the company’ Financial Strength Rating is A++. On YouGov.com’s authority, Travelers is the 24th most popular insurance brand, with 71% of people being familiar with the company. The company has been accredited with the Better Business Bureau (BBB) since ... Our Verdict. Generali’s Premium plan provides very good benefits at a decent average price. It has excellent trip interruption insurance and very good baggage loss coverage. Those with pre ...Get a 20% discount with Travelers when bundling policies, such as home and auto insurance. In our Travelers insurance review, we highlight the company's A++ rating by A.M. Best and AA rating by S&P, with positive customer reviews focusing on their user-friendly online platform and reliable service. UPDATED: Dec 6, 2023 Fact Checked.Apr 10, 2023 ... Discounts available with Travelers · Multi-Policy Discount: By combining a Travelers auto and home policy, you'll be able to enjoy a 15% ...Hartford, CT. 10000+ Employees. 33 Locations. Type: Company - Public (TRV) Founded in 1853. Revenue: $10+ billion (USD) Insurance Carriers. When you work at Travelers, life’s most important moments become your life’s work. That means helping families feel secure, businesses to prosper, knowing that you’ve made a difference, and feeling ...For international trips, consider the Premium travel insurance plan from Generali. This tier of coverage includes the following: Trip cancellation coverage up to 100% of the trip cost. Trip ...Nationwide, Erie, Travelers and USAA are the best car insurance companies for 2024, according to Forbes Advisor’s analysis. See our other top picks.The company received high marks for financial strength and overall satisfaction from customers. Ratings. Metric ...Traveling is one of life’s greatest pleasures, but it can also come with its fair share of risks. From lost luggage to medical emergencies, unexpected events can quickly turn a dre...Travel with confidence knowing that your travel insurance also provides 24/7 travel and emergency assistance. You can relax and enjoy your vacation knowing that help is just a phone call away should you need assistance 1-844-246-8470. Don’t let an unexpected event interfere with your vacation; let a travel insurance plan help protect you ...Top 9 Senior Travel Insurance Companies of 2023. Here are our picks for the top travel insurance companies for U.S. residents: Faye: Our top pick. Travelex: Our pick for budget travelers ...Trip (or travel) insurance provides coverage for unexpected events that can go wrong before or during your trip, such as inclement weather that prevents you from departing or breaking your leg on ...Here are our picks for the best travel credit cards of 2024, including those best for: Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card. No annual fee: Bank of .... Netsuzou trap ntr