Good options include the Scotia Passport Visa Infinite, HSBC WE MC, and Brim WE MC. The HSBC card has a ton of good sign up bonuses and the annual travel credit basically offsets the annual fee. The Brim card has the highest earn rate and first year is free but after that the annual fee is pretty steep. US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.Mar 8, 2024 · We came across very few instances of the profane or hyperbolic language so prevalent on today’s social media platforms. The following credit cards received favorable comments from Redditors. 1. Bank of America® Customized Cash Rewards credit card. at Bank Of America’s secure website. Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...May 14, 2023 ... Either Chase Sapphire Preferred or United Explorer card are good entry-level travel cards for someone in your situation. (maybe get both?) If ...Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...Me: Amex gold, chase freedom unlimited + preferred, BILT, Apple Card, PayPal credit card (which I never use). I’ve been thinking of getting a travel card, and I’m not sure if it makes sense for both of us to get the Amex plat. Side note: we fly specially to South Korea for my wife’s family twice a year, and tickets are not cheap.I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.The best starter travel credit cards - The Points Guy. Advertiser disclosure. Guide. 7 of the best starter travel credit cards. Ethan Steinberg. June 07, 2023. 20 min …May 22, 2022 ... Honestly as a relatively low spender myself I find that the citi trifecta serves me pretty well, at least its great for budget travel which is ...Credit cards with best travel perks. Question. Does anyone have any recommendations on travel credit cards? I’m looking for one that offers airline miles and hotel night stays. I …Hello r/CreditCards!I have spent the last few weeks combing through dozens of credit card benefits and sign-up bonuses, comparing each card's utility against one another based on some hypothetical budgets (and my own personal budget) and come up with the following list of 10 credit cards that can be used to maximize your cash back rates, with no annual …Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB. I would suggest just a travel card with the airline you travel with most or whatever airline is most prominent at your local airport. A Plat/CSR/VX doesn’t really make sense for you right now. Your Apple Card and Amazon cards already have no foreign transaction fees for travel. The Amazon Card has CDW for rental cars. The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ... Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …The Capital One Venture X Rewards Credit Card ( rates & fees) is among the best travel cards on the market in any category. The points are easy to earn and simple to redeem, plus the card comes ...Best travel credit cards of March 2024. Bank of America® Travel Rewards credit card: Best for occasional travelers. Chase Sapphire Preferred® Card: Best welcome bonus. The Platinum Card® from American Express: Best for luxury travel. American Express® Gold Card: Best for foodies. Capital One Venture Rewards Credit Card: Best …Sep 13, 2023 ... If you like the simplicity of cash back, but are willing to experiment with travel points, I think you should stick to Chase. You can always ... Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. Here are some of Reddit’s top picks for travel credit cards. 1. Chase Sapphire Preferred® Card. at Chase’s secure website. BEST OVERALL RATING. …Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt. American Express Gold Rewards. Scotiabank Gold American Express. Scotiabank More Rewards Visa.Oct 12, 2023 ... What's your travel credit card setup? · Amex Plat: flights, large purchases · Amex Gold: dining, grocery · Chase Sapphire Preferred: inter...It has a limit of 3,000 PQP at 500 per $12,000 in spend. Quest has the same offer, but it costs like $250/year, so if you wouldn’t get use of the other benefits, it wouldn’t be much good since the Club card gets the same PQP benefits. United Club works for me, the benefits are great, club access, president circle with Hertz are worth it.Jan 15, 2024 ... I'd recommend the AmEx Platinum card. It has a high annual fee but I think the perks are worth it. Best part is the AmEx points are transferable ...The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.A credit card could save you money by giving you cash back or access to specials and discounts. Choosing the right credit card for your lifestyle takes consideration. This article ...Sep 13, 2023 ... Sapphire Reserve is well, well worth it for us. It's really more like $200 w/ the travel credit, and it more than makes up for those $200 as ...If you must have a hotel credit card, I think the new IHG Rewards Premier Card by Chase gives you the best bang for your buck. The current SUB is 140,000 after 3k spend, it's got decent earnings, free anniversary night, and you get Platinum Elite status. You also get $100 for TSA Precheck/Global Entry.5 days ago · One of the best 0% APR travel credit cards is the Chase Freedom Unlimited® card. It offers an intro APR of 0% for 15 months on both new purchases and balance transfers, and it rewards you with 1.5 - 5% cash back on purchases – including 5% back on travel booked through Chase. Chase Freedom Unlimited®. I was researching some of the top of the line travel credit cards (chase sapphire reserve, capital one venture X, Amex platinum) to try to learn the differences between point values as well as the rewards that go along with it. The big thing that stood out to me was that Amex gives you 5x points on flights that are booked through airline or ... Best Travel Credit Card.. Vote! Discussion / Conversation. Best travel credit card for: Yearly international travel to multiple countries in one trip (1-2 trips) Yearly domestic travel (2 trips) Upgrades to business and first class seats. I spend a lot on groceries, get weekly takeout/dine in, and have 2 streaming services. Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...The Capital One SavorOne Cash Rewards Credit Card is a nice option for people who like a night out. It pays 3% cash back on dining and entertainment, as well as popular streaming services and ...The card I use the most is the U.S. Bank Altitude Rewards. 3% cash back on mobile wallet purchases. $325 travel and dining credit which, along with the high cash back, offsets the $400 annual fee. Primary rental car coverage, airport lounge coverage, Global Entry reimbursement, good sign-up bonus. $400 annual fee is …Aug 13, 2023 ... If you don't want to spend more than $100 a year on a card, your options are Citi Prestige, Venture, Sapphire Preferred. You'll be able to ...When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...The $400 AF is offset by $325 in travel or dining credit a year and when you use their RTR for travel you can get 1.5x value off your points. Venture X is a good card. The two drawbacks are that it has no domestic airline partners and that the hotel transfer options are Choice and Wyndham.In comparison, the best credit card for travel that many of her wealthy clients use is the Amex Platinum card, which comes with free travel insurance and other neat perks. There’s a few sites that compare credit cards available in Canada: You do not need to switch your banking to open a credit card at another bank.1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …More than 90 percent of merchants in the United States accept Discover credit cards. Discover credit card acceptance varies internationally, but merchants in many countries, partic...Apart from the above-mentioned top credit cards in India, the best credit cards also vary across different categories. We have further listed the 25 best credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards.We have talked about the major benefits of the cards along with a few reasons …Amex Gold Card: You earn rewards you can use/transfer for travel, but the bonus categories are good for dining/groceries in the meantime. Big annual fee, but there are statement credits that can make up for it. Good option if you aren't traveling right away. Chase Sapphire Preferred: Useful travel rewards.No cards require the use of a travel portal. It’s only for the highest multipliers. Just get a card that gives you 3x on all travel and book where you please and call it a day. Or, get a Hilton (or insert brand here) and put all hotels on it for crazy multipliers. Use an Amex Plat to book flights directly and get 5x.Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3%Top-Wolf9846. • 2 yr. ago. I would suggest 4 really good travel cards. RBC Avion Visa Infinte. Scotia Bank Passport Visa Infinte Card. CIBC Aventura Visa Infinte Card. It all depends on who you bank with, your score, Debt to income ratio, utilization, but these three cards are great. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Jun 23, 2023 ... Chase Sapphire Reserve is the best first travel card for a very frequent traveler. CSR gives you 3X on airline ticket purchases, hotels, parking ... The Sapphire Preferred is the best travel credit card to start with, and it has a great sign-up bonus of 60,000 points. The Chase points transfer to multiple travel partners and you can book travel through Chase's website. In general, it's the most recommended travel credit card with the Venture. Cheers. People often acquire credit cards for a variety of reasons. There are travel points here and welcome bonuses there. Some cards offer more than a year of 0% APR and have incentives ...The typical foreign transaction fee is about 3%. So if you went to London with a card that had a 3% fee and used it to buy something that cost $140, you'd be charged a foreign transaction fee of ... 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Whether you love traveling for vacations or have a job that keeps you hopping between cities, the right travel credit card can be helpful to maximize the perks. The problem is that...A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...Bank of America Travel Rewards Credit Card: With this card, you can earn 1.5 points for every dollar spent on all purchases. Additionally, you can earn 25,000 online bonus points (equal to $250 in travel credit) after making at least $1,000 in purchases in the first 90 days of account opening. 1. Love_Juno.Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel. At the same time, I want to get ready for multiple trips I have planned for the coming year after working without a vacation for about a year and a half now. CREDIT PROFILE: Current Cred Cards: Chase Freedom Unlimited - $8000 (01/19) Chase Sapphire Preferred - $15200 (11/20) Chase Freedom Flex - $5000 (3/21) Discover IT - $3000 (6/21) FICO ... Any really good Visa Infinite and World Elite Mastercards are going to have high income requirements. The Mastercard and Visa cards listed here have no annual fees but offer fairly good rewards. American Express Cobalt. American Express Gold Rewards. Scotiabank Gold American Express. Scotiabank More Rewards Visa.Aug 13, 2023 ... If you don't want to spend more than $100 a year on a card, your options are Citi Prestige, Venture, Sapphire Preferred. You'll be able to ...Oct 12, 2023 ... What's your travel credit card setup? · Amex Plat: flights, large purchases · Amex Gold: dining, grocery · Chase Sapphire Preferred: inter...5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ... Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …My credit score seems to be in the Good-Excellent range based on information I gathered. My current choices are Discover it Miles Card and Bank of America Travel Rewards Card. Both cards have 0 Foreign transaction fees and 1.5x rewards. It seems that they both would be accepted at the 7-11 ATMs, but I want to know which is more accepted in ...The Hotels.com® Rewards Visa® Credit Card also comes with Hotels.com Silver Status, which can give you free breakfast, spa vouchers, airport transfers and VIP access lines. It has a $0 annual ...Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB.Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.People often acquire credit cards for a variety of reasons. There are travel points here and welcome bonuses there. Some cards offer more than a year of 0% APR and have incentives ...Nov 12, 2022 ... Capital One Venture X. The $300 yearly credit and 10k annual points are an easy way for the card to pay for itself. And it comes with Priority ... Get the Chase Sapphire Reserve. $450/yr fee, but you get a $300/yr travel credit so really its only $150/yr but you will get 3x points on travel/dining and an extra 50% value upon redemption. Many 1:1 transfer options, and top tier insurance benefits as well as free global entry/tsa precheck. angelamarya17. • 5 yr. ago. Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.Capital One credit cards offer a variety of benefits, from travel rewards to credit-building options. Find out which one suits your needs best with Forbes' expert guide and comparison of the best ...Gonna depend on what hub is close to you, personally I think either delta gold or delta platinum is the best for an airline card. CSP or CSR for general travel. You really have to know what airline you plan to fly with to benefit from an airline specific card. But I find it hard to justify any airline card in general as a casual traveler. A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three.List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …The typical foreign transaction fee is about 3%. So if you went to London with a card that had a 3% fee and used it to buy something that cost $140, you'd be charged a foreign transaction fee of ...trug4m3rgirl91. • 4 yr. ago. Depends on where you want to go etc but Citibank has a card for American airlines - American Airlines AAdvantage MileUp card - it has no annual fee and will give you 1 point per dollar on normal purchases and 2 points per dollar at grocery stores (unfortunately not wholesalers and a few other places) and 2 points ...1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ... What are the best credit cards for travel points? No annual fees : r/CreditCards. These cards typically have a much lower rate of return than a no-AF cashback card, so it's probably better to save up cashback with a cashback card and use that for travel instead.The Points Guy's best travel credit cards. The Platinum Card® from American Express: Best for welcome offer. Capital One Venture Rewards Credit Card: …Best travel credit card reddit
The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. Aug 19, 2023 ... Heard a lot of great things about Chase Sapphire Preferred, but also Capital One Venture - since I'm with Capital One already, would it be ...Bank of America Travel Rewards Credit Card: With this card, you can earn 1.5 points for every dollar spent on all purchases. Additionally, you can earn 25,000 online bonus points (equal to $250 in travel credit) after making at least $1,000 in purchases in the first 90 days of account opening. 1. Love_Juno. If you want aspirational travel, ANA is definitely better than United in terms of point cost, but you should also factor convenience and flexibility. Knowing where you fly out of and how you book your flights would probably be helpful. Otherwise AMEX Platinum, Venture X, Chase Sapphire. The chase eco system doesn’t exist here in Japan. A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...Transunion FICO 8 (from Discover): 736. Oldest credit card account age with you as primary name on the account: 9-10 months. Number of personal credit cards approved for in the past 6 months: Zero. Number of personal credit cards approved for in the past 12 months: Three. Number of personal credit cards approved for in the past 24 months: Three.My credit score seems to be in the Good-Excellent range based on information I gathered. My current choices are Discover it Miles Card and Bank of America Travel Rewards Card. Both cards have 0 Foreign transaction fees and 1.5x rewards. It seems that they both would be accepted at the 7-11 ATMs, but I want to know which is more accepted in ... Gas - Sam's MasterCard 5% Cashback any gas station 6k limit or use categories / quarters with other cards. Target - Red Card 5% in store or online. Walmart - Walmart store card 5% online 2% in store. Groceries - Citi Custom Cash. Amazon - Amazon store card 5% including the annual Prime membership. Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I …The last card I opened was the Venture X more than 6 months ago. I am about to buy $4000 of airfare and maybe $1000 in other expenses in our trip. I don't think I'll be …Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of. Here's a chart to compare some Cash Back Credit Cards as of Dec 2021. I wanted to share this chart I made for others who may also be interested in comparing Cash Back credit cards as of Dec. 2021. These are the top 4 I've been looking at. BoA Cash Back, Citi Double Cash, Citi Custom Cash, US Bank Cash+. Cheers! Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I …Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...Annual fee: $350. Other benefits and drawbacks: The annual fee comes with some credits as well, including a $10 monthly credit for rideshare services (enrollment required), a $10 monthly credit ...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.Capital One credit cards offer a variety of benefits, from travel rewards to credit-building options. Find out which one suits your needs best with Forbes' expert guide and comparison of the best ...Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I … The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card. 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... Some people believe that you should avoid getting a credit card as they generate debt. However, without one you will be missing out as they offer protection when buying items onlin... Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards. Join. • 16 days ago. Oct 21, 2023 ... Best rewards card for domestic travel? · Sapphire Preferred (CSP):. 3.1x on dining, online grocery, & streaming. 2.1x on travel/transit.Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 monthsADMIN MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat …I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …cashback. travel perks. Sign-Up Offers. Many of the best travel credit cards offer one-time or introductory incentives for approved applicants. Two of the most …US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.May 22, 2022 ... Honestly as a relatively low spender myself I find that the citi trifecta serves me pretty well, at least its great for budget travel which is ...Feb 3, 2024 ... Chase is a good option because their UR points are worth at least 1 cpp, but sometimes gift cards are 1.1 cpp. In May and November, UR are worth ...The card earns 3x on dining, online groceries, and streaming, 2x on travel/transit, and 1x on everything else. You will also get a 10% bonus at the end of the year based on total spend making this effectively a 3.1x, 2.1x, or 1.1x card.Best Travel Cards. Runner Up Cards. Airline Cards. Hotel Cards. Best General Purpose Travel Credit Cards. Best Travel Credit Card for Beginners. Chase …1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ...Check the sidebar. For flat cashback.For cashback reward categories like groceries, restaurants, gas, etc. . Most people use a few credit cards that capture their biggest spend categories (groceries, restaurants, etc) and then have a 2% cashback credit card that covers anything that isn't covered by their other cards.I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.Updated March 12, 2024. Travel credit cards help you earn valuable points and miles on your purchases. For maximum value, some cards earn rewards not only on …250+ credit cards reviewed and rated by our team of experts. 80+ years of combined experience covering credit cards and personal finance. 100+ categories of best credit card selections (See our ...CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus.6 days ago · The Chase Sapphire Reserve is one of our top premium travel cards. With a $300 travel credit, bonus points on dining and travel purchases and other benefits, you can get excellent value that far exceeds the annual fee on the card. Read our full review of the Chase Sapphire Reserve card. Pros & Cons. CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus.CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically.Definitely look at the CapOne Savor with your spending: 4% on dining, entertainment, 3% geoceries, and 10% on Uber/Uber Eats. A card for high spending in food delivery & ride-sharing but rewards not centered around travel, for someone with high income. This is honestly perfect for the Bank of America PR. If you don't want travel cards, I'd go ...ADMIN MOD. Credit Card Recommendation Flowchart: March 2023. Disclaimer: Amex has made some big changes recently (introducing per-family rules). This appears to still be in-progress and is in a somewhat …Me: Amex gold, chase freedom unlimited + preferred, BILT, Apple Card, PayPal credit card (which I never use). I’ve been thinking of getting a travel card, and I’m not sure if it makes sense for both of us to get the Amex plat. Side note: we fly specially to South Korea for my wife’s family twice a year, and tickets are not cheap. The US Bank Altitude Reserve will give you 1.5¢ per point on travel purchase period (you can use 3rd party sites, get better deals on flights). But it’s not always certain. Someone else can talk about the nuance with that. So from the major banks, 1.5¢ is close to the best as you’ll get. Capital One credit cards offer a variety of benefits, from travel rewards to credit-building options. Find out which one suits your needs best with Forbes' expert guide and comparison of the best ...Jun 23, 2023 ... Chase Sapphire Reserve is the best first travel card for a very frequent traveler. CSR gives you 3X on airline ticket purchases, hotels, parking ... Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. Apart from the above-mentioned top credit cards in India, the best credit cards also vary across different categories. We have further listed the 25 best credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards.We have talked about the major benefits of the cards along with a few reasons …Jan 25, 2024 ... Getting into travel credit cards · Because it gets 2x on everything, Venture X is a great catch-all card. · In order to get the higher 5x/10x .....4 days ago · 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ... cashback. travel perks. Sign-Up Offers. Many of the best travel credit cards offer one-time or introductory incentives for approved applicants. Two of the most …Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ... Costco Travel offers solid rates on rental cars and some package deals. With their Costco Visa Card, you can book on any travel agency or direct as well with 3% back. Booking a package on Costco Travel is a combined 5% cash back for Executive members. Save yourself a lot of grief and avoid travel portals. Either straight cashback on travel or ... DoC list cards with all time high offers. Cards like the Citi Premier are only 60k TYP today when the all time high is 80k which is why it has been removed. If you want a full list of all cards and their current SUB try US Credit Card GuideThis is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...In my experience if you do Royal or Norwegian, the Amex Plat is well worth the money. You get $100-200 OBC on cruises as a baseline. You also get travel protection. Finally, they have Amex offers multiple times a year for X off when you spend Y amount on a cruise. Last year they had $350 off $1000 on Norwegian.The Uber card gives you 4% back on dining, 3% on travel, 2% online purchases, and 1% everything else. It's so easy to accumulate points despite not having the same point redemption as the Chase Sapphire cards (Uber points are worth $0.01 while Chase Sapphire are worth $0.0125-$0.015) Punishtube • 5 yr. ago.5 days ago · Both types of cards might offer you the ability to spend towards higher levels of status. To learn more about the best co-branded credit cards, see our guides below: Best Southwest Credit Cards ... Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.On a highly conservative 1.5 cents per point Aeroplan point valuation, that gives you a 1.5% base, 3% travel bookings/gas/transit, 4.5% streaming, 7.5% groceries/all foods and drinks earn rate from it's 1x, 2x, 3x, and 5x multipliers. $155 annual fee, 15k welcome bonus + $100 third party cash rebate.Capital One Savor card is great. 3% on groceries, 4% on dining. Since groceries and food is a very common everyday purchase, you'll earn a lot of cash back very quickly. Depends on your main spending category. There are cards that offer 3% for things like dining out, grocery stores, etc.5 days ago · 5.0. Up to 5x Reward Rate. Earn 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining, select streaming services and online groceries, 2x on Read More. Welcome Bonus. 60,000 bonus... Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa. My partner and I travel a lot. We buy 2-8 domestic plane tickets a month, and 6-12 international flights a year. Most of these come with a hotel booking. I’ve done a little research and it looks like the capital one venture x rewards credit card is probably the best for us, but it feels really difficult to have all the details about each card. Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.Best travel credit cards of March 2024. Bank of America® Travel Rewards credit card: Best for occasional travelers. Chase Sapphire Preferred® Card: Best welcome bonus. The Platinum Card® from American Express: Best for luxury travel. American Express® Gold Card: Best for foodies. Capital One Venture Rewards Credit Card: Best …The card I use the most is the U.S. Bank Altitude Rewards. 3% cash back on mobile wallet purchases. $325 travel and dining credit which, along with the high cash back, offsets the $400 annual fee. Primary rental car coverage, airport lounge coverage, Global Entry reimbursement, good sign-up bonus. $400 annual fee is …The real winner in the Cap 1 line-up is the Venture X, which is a premium travel card with a hefty $395 fee. But, you get premium benefits too, like lounge access, and if you DO travel and can use the annual $300 travel credit, plus the $100 annual bonus, it costs -$5 a year.When thinking about credit cards, cash back is often the best unless you're focused on aspirational travel or wanting to earn big sign-up bonuses. In those cases, being based …Traveling in about a month and a half's time. I wanted to get a credit card that has no foreign transaction fees but would still be good for use in the states. I have a card that has no foreign transaction fees but it's an amazon card and gives 5% back on Amazon purchases and that's about all I use it for normally.. Organic makeup brands